Almost every teenager is anxious to get his or her first car. As a parent, you should help your kid buying it because of not one, but many reasons. Since teenagers don’t have much experience to avoid accidents, finding the right car for your teen means that you need to be extra careful about safety.
In the following article we discuss how you can find a suitable car for your teen, and help him or her buy car insurance at a discounted rate…
Finding Your Teen the Right Car
1) Go for cars that have consistently ranked high in the five star ratings of National Highway Transportation Safety Administration’s. The organization rates car models from one to five stars on things like safety, with five stars being the most safe.
2) Choose a larger, heavier car instead of smaller one. Why? Because teenagers are more prone to accidents, and according to reports, more smaller cars have been involved in accidents than their heavier counterparts.
3) Buy a used vehicle, but avoid purchasing one with more than 100,000 miles because cars typically experience problems when they reach the 100,000 mile mark. Also, examine the car to ensure there are no leaks, the steering is smooth, the brakes are working and there isn’t any problem with the engine.
Getting Discount on Car Insurance for Your Teenager
Before your teen gets license, you need to know how to buy car insurance for him or her. Here’s how you find the the best insurance at an affordable premium…
#1: Check Your Teen’s GPA: Make sure you check on the grade point average or GPA of your teenager before you contact any of the insurance companies. Having a GPA average can help in getting discount on the insurance as it shows responsibility and character.
#2: Contact Insurance Companies: Some insurance companies may offer discounts for teenagers that take part in the driver’s education program and pass with a good score. So contact some of the reputed companies like 21st Century insurance to find out if they offer such discount on insurance.
#3: Put Teenager on Your Insurance: When you’re looking around insurance for your teenager, it makes sense to put him or her on your (parent’s) insurance. This may give you discount for multiple vehicles or drivers. It can also apply to multiple insurance policies with one company.
#4: Select the Best: Once you find an insurance company that gives good discounts and is right in every other way, select the best or the most suitable insurance. This will not only help in lowering the cost of insurance for your teenager who has a driver’s license, but will also him or her more peace of mind in the long run.
With the help of the above article, you can help your teen have his or own car. But always remember that being a parent, you should be by your teen’s side even after everything’s in place so that he or she doesn’t get into trouble.