One of the fundamental elements of maintaining the security of your good name is reviewing your credit reports on a regular basis. After all, it’s way too easy for someone to commandeer your Social Security number and wreak financial havoc all over the world. ... READ the POST

Personal finances are one thing that isn’t really covered in school. You’re on your own. You have to learn, and you have to learn fast. It’s not all just about saving for your retirement or opening a vague savings account in case you wake up one day in the next five years and decide you’d like to go ... READ the POST

There may come a time during the course of your mortgage when it makes sense to refinance. As exciting as it is to envision getting a serious chunk of change in a cash-out refinance — and maybe even spending it on the shopping spree of a lifetime or a plane ticket to faraway — it only makes sense to ... READ the POST

Here’s a popular refrain among people trying to stay on top of their debts: There’s got to be an easier way. And for good reason, too. It’s no easy task to keep juggling multiple bills from a handful of different creditors each month, each account with its own distinct balance and interest rate to ... READ the POST